Benefits of having health insurance for a family

“Health Insurance” Please respond to the following:

75 words minimum per response

1. Determine two  (2) benefits of having health insurance for a family. Specify two (2) avenues through which families may obtain health insurance.
2. Compare and contrast two (2) differences between health maintenance organizations (HMOs) and preferred provider organizations (PPOs). Classify the plan that you believe would be most beneficial for the majority of insured patients. Provide support for your rationale.