Identify specific sources of long-term care insurance
As your third assignment in the session long project, identify specific sources of long-term care insurance. Be sure to answer the following: If you wanted to purchase Long Term Care insurance, from whom would you buy it and at what cost? Use the information in the modular background readings as well as any resource you can find conducting research on the world wide web. Please be sure to cite all sources and provide a reference list at the end of the paper. The following terms will be assessed in particular: 1.Your ability to identify sources of long term care insurance. 2.Your understanding of the general cost of long term care insurance. SLP Assignment Expectations 1.You will be expected to provide a scholarly basis for your response. 2.Your opinions must be justified with evidence from the literature. 3.References should be cited properly in the text of your essay (either in parentheses or as footnotes), as well as at the end. 4.Please support your discussions with scholarly support (3-5 references). Be sure to properly cite all references. 5.Be sure to apply critical thinking skills to the assignment components stated above. 6.The page length for this assignment should be from 2 to 3 pages (not counting your title page and references). You should cite at least 3 references for your discussion. Be sure to properly cite all references both within the text (at the end of paraphrased paragraphs) and at the end of your paper. Your paper will be evaluated based on the rubric criteria. If you do not know which database the article is in, try searching ProQuest. If you do not find the article, then try the EBSCO database. Required Reading Adams, J. (2011). Reverse mortgage can benefit seniors. The Atlanta Journal- Constitution. Retrieved from Proquest Cain, S. (2011). Working with CLASS. Life Insurance Selling, 86(6), 76-78. Retrieved from Proquest Courbage, C. & Zweifer, P. (2011). Two-sided intergenerational moral hazard, long-term care insurance, and nursing home use. Journal of Risk and Uncertainty, 43(1), 65-80. Retrieved from Proquest Curry, L.A., Robison, J., Shugrue, N., Keenan, P., Kapp, M.A., (2010) Individual Decision Making in the Non-Purchase of Long-Term Care Insurance. The Gerontologist, 560. Retrieved from Proquest Gleckman, H. (2011). Requiem for the CLASS act. Health Affairs, 30(2), 2231-2234. Retrieved from Proquest Hamm, A. (2009) Long-Term Care Planning Is More Than an Insurance Topic: Developing a Written Plan for Long-Term Care. The Journal of Wealth Management, 12 (1), 37. Retrieved from Proquest Gerencher K., (2010). New choice coming for long-term care. Tribune Business Weekly, 21(41), 13. Retrieved from Proquest Lankford, K. (2011, August). New Age to pay for long-term care. Kiplinger’s Personal Finance Magazine. Retrieved from http://www.kiplinger.com/magazine/archives/new-ways-to-pay-for-longterm-care.html Li, Y., Jensen, G. A. (2011). The impact of private long-term care insurance on the use of long-term care. Inquiry- Excellus Health Plan, 48(1), 34-51. Retrieved from Proquest McShane, M. K. & Cox, L. A. (2009). Insurance decisions and Strategic focus: The case of long-term care insurance. Journal of Risk and Insurance, 76(1), 87-108. Retrieved from Proquest Websites Calmus, Diane (2013) The long-term care financing crisis. Retrieved from http://www.heritage.org/research/reports/2013/02/the-long-term-care-financing-crisis Complete Long Term. (2013) Long term care CLASS Act-what is it? Retrieved from http://www.completelongtermcare.com/resources/class-act.aspx Gleckman, Howard. (2011). Why people don’t buy long-term care insurance. Retrieved from http://www.forbes.com/sites/howardgleckman/2011/09/12/why-people-dont-buy-long-term-care-insurance/ All About Long Term Care. (2010). Cost of Long-term Care. Retrieved from http://www.allaboutlongtermcare.com/cost.html. Free Advice (2010). Potential for Abuse and Fraud in a Long Term Care Insurance Policy. Retrieved from http://law.freeadvice.com/insurance_law/long_term_care/long-term-care-insurance-fraud-abuse.htm. Optional Reading Anonymous. (2011, June 11). When financial advisors recommend the long-term care insurance, they can save their clients and themselves a bundle. Investment Weekly News, 94. Retrieved from Proquest
