What are the advantages and disadvantages of consumers buying their own insurance policies from competing companies

PART A: The government is no longer going to be part of health care and the current system is to be replaced by one where consumers buy their own insurance policies from competing companies. What are the advantages and disadvantages of this system? If you were put in charge of administering this system, how would you make it operate effectively and efficiently? PART B: Instead of what was described in PART A, the United States has decided to institute a form of National Health Care, similar to what Canada has. What are the advantages and disadvantages of this system? If put in charge of administering it, how would you make this system operate effectively and efficiently? PART A and PART B must each be presented distinctly. Your work is to be 3-5 pages long, in APA format