Why has insurance changed from local salespeople to an Internet provided “universal” product?


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Why has insurance changed from local salespeople to an Internet provided “universal” product?


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1. Why has insurance changed from local salespeople to an Internetprovided “universal” product? 2. Why was Swedish-based Skandia so successful in the US market? 3. Was CEO Jan Carendi “Swedish” or “global” in his management style?